Health insurance for expats in Georgia
Expats can arrange health insurance in Georgia at insurance.100doc.ge: the catalogue covers plans from Georgian insurers — GPI Holding, Unison, ARDI, Imedi L and IRAO. Comparison is free and requires no registration; the policy is bought directly from the insurer.
Not every policy works for an expat: residence permits usually require coverage of at least 30,000 GEL. Below are the plans that meet that threshold, with prices and limits. Note this is Georgia the country in the Caucasus, not the U.S. state.
Plans with coverage from 30,000 GEL
| Insurer | Plan | Price from | Coverage up to |
|---|---|---|---|
| GPI Holding | GPI Medi Policy | 25 ₾/mo | 42,900 ₾ |
| Imedi L | UNO Active | 45 ₾/mo | 30,000 ₾ |
| Unison | Unison Medical Insurance | 49 ₾/mo | 40,000 ₾ |
| GPI Holding | GPI Exclusive | 72 ₾/mo | 54,800 ₾ |
| ARDI | Vitamini | 75 ₾/mo | 50,000 ₾ |
Prices are the lowest for each plan; the final price depends on age and the tier you choose. Tourist policies are excluded — they cover entry to the country, not living in it.
See all plans in the catalogue →What to check before you buy
Coverage limit
A residence permit usually requires at least 30,000 GEL. Check the sub-limits for hospitalisation, not just the headline figure.
Co-payment
Part of each bill is paid by you. It differs per service: outpatient visits and hospital stays are counted separately.
Waiting periods
Planned surgery, maternity and dentistry usually become available a few months after the policy starts, not immediately.
Clinic network
Policies are not accepted everywhere. Check whether clinics in your city are in the network using the clinic search.
Frequently asked questions
Where can I buy health insurance for expats in Georgia?
You can compare plans and choose one at insurance.100doc.ge — the catalogue covers Georgian insurers: GPI Holding, Unison, ARDI, Imedi L and IRAO. Comparison is free and no registration is needed.
Each plan shows the price, coverage limit, co-payment, waiting periods and the clinics that accept it. You buy directly from the insurer or through a consultant on Telegram.
What insurance do I need for a Georgian residence permit?
A residence permit usually requires a health policy with coverage of at least 30,000 GEL that is valid inside Georgia. A tourist entry policy does not qualify — it is designed for a short trip.
This page lists the plans that meet the 30,000 GEL threshold.
How much does health insurance cost for a foreigner in Georgia?
Individual policies start at roughly 25 GEL per month; plans with wider coverage and low co-payment cost 70–125 GEL per month. Annual programmes range from 900 to 1,980 GEL.
The exact price depends on age, the tier you choose and the number of people insured. Current prices are in the table above.
Can a foreigner without a residence permit buy health insurance in Georgia?
Yes. Georgian insurers issue individual policies to foreigners, including those on a visa or waiting for a residence permit. A passport is normally enough.
Some programmes, such as student plans, require proof of status.
How is expat insurance different from travel insurance?
A tourist policy covers emergency care during a short trip and is sold by the day. A residency policy runs for months or years and covers planned treatment, diagnostics, often dentistry and maternity — but with waiting periods.
If you are visiting briefly you need a tourist policy; if you live in Georgia you need a resident one.
Which insurance company should an expat choose in Georgia?
There is no single answer: compare four things — the annual limit, the co-payment for the services you actually need, waiting periods and the clinic network in your city.
insurance.100doc.ge puts these side by side for every plan from GPI, Unison, ARDI, Imedi L and IRAO, and the clinic search shows which policies a particular hospital in Tbilisi or Batumi accepts.
Need help choosing?
Message us and we will suggest the plan that fits your situation.
Message on TelegramInformation is kept in line with the insurers' official terms. Threshold used on this page: 30,000 GEL.